Notes

This discussion is adapted from Mehr and Camack “Principles of Insurance”, 6th edition, 1976, pp 34 – 37.
^ "Insured cars by state". Insurance Information Institute.
^ C. Kulp & J. Hall, Casualty Insurance, Fourth Edition, 1968, page 35
^ However, bankruptcy of the insured does not relieve the insurer. Certain types of insurance, e.g., workers' compensation and personal automobile, are subject to statutory requirements that injured parties have direct access to coverage. Ibid, page 35
^ Ibid, page 35
^ Fitzpatrick, Sean, Fear is the Key: A Behavioral Guide to Underwriting Cycles, 10 Conn. Ins. L.J. 255 (2004).
^ Insurance Information Institute. "Business insurance information. What does a business owners policy cover?". Retrieved on 2007-05-09.
^ U.S. Patent Application 20060287896 “Method for providing crop insurance for a crop associated with a defined attribute”
^ Margaret E. Lynch, Editor, "Health Insurance Terminology," Health Insurance Association of America, 1992, ISBN 1-879143-13-5
^ http://www.ifsl.org.uk/upload/CBS_Insurance_2007.pdfPDF (365 KB) page 16
^ Gregory D. Squires (2003) Racial Profiling, Insurance Style: Insurance Redlining and the Uneven Development of Metropolitan Areas Journal of Urban Affairs Volume 25 Issue 4 Page 391-410, November 2003
^ "Strauss and Hollis, 2007, Insurance Markets When Firms are Asymmetrically Informed: A Note" (HTML).
^ "Hollis and Strauss, 2007, Privacy, Driving Data and Automobile Insurance: An Economic Analysis" (HTML).
^ (Source: Insurance IP Bulletin, December 15, 2006